Mission Statement
Conventional Loans
Conventional loans usually require a down payment. While the amount can vary, it often starts at 3% for first-time homebuyers.
Government Loans
Government loans are a type of mortgage that are backed or insured by government agencies. As low as 3.5% down of the home’s price for FHA. 0% down for VA and USDA.
Reverse Mortgages
Interested in a Reverse Mortgage need to be at least 55 and older.
Second Mortgages
A second mortgage is a loan that uses your home as collateral, just like your first mortgage. It’s called "second" because it’s secondary to your primary mortgage, meaning if you default, the primary mortgage lender gets paid first from any sale of your home. A home equity loan is a type of loan that enables you to use the equity you’ve built in your home as collateral to borrow money. Home equity loans are often called second mortgages because you have another loan payment to make on top of your primary mortgage.
Investment Loans
DSCR loans are designed to help new and veteran real estate investors purchase property and expand their portfolios. Unlike traditional loans, DSCR loans don't require proof of income. A DSCR loan is a type of non-QM loan used by real estate investors to help them qualify for a loan based on their property's cash flow, without having to verify personal income.
40-Year Loans
A 40-year loan is a type of mortgage where the borrower agrees to pay back the loan over a period of 40 years. This longer term typically results in lower monthly payments compared to shorter-term loans, like 15 or 30 years. However, because the loan is spread out over a longer time, you might end up paying more in interest over the life of the loan.
0% Down Payment
The money you put "down" or the down payment on your home loan can be one of the largest hurdles for many first-time homebuyers. That's why there are several options for down payment and closing cost assistance.
Self Employment Loans
Self-employment loans are specifically designed for individuals who are self-employed or run their own businesses.
Renting vs Buying
A renting vs. buying analysis is a way to compare the financial implications of renting a home versus buying one. It helps you understand which option might be better for you based on your personal circumstances and financial situation.
Conventional Loans
Conventional loans usually require a down payment. While the amount can vary, it often starts at 3% for first-time homebuyers.
Government Loans
Government loans are a type of mortgage that are backed or insured by government agencies. As low as 3.5% of the home’s price. FHA, VA, USDA.
Reverse Mortgages
Interested in a Reverse Mortgage need to be at least 55 and older.
Second Mortgages
A second mortgage is a loan that uses your home as collateral, just like your first mortgage. It’s called "second" because it’s secondary to your primary mortgage, meaning if you default, the primary mortgage lender gets paid first from any sale of your home. A home equity loan is a type of loan that enables you to use the equity you’ve built in your home as collateral to borrow money. Home equity loans are often called second mortgages because you have another loan payment to make on top of your primary mortgage.
Investment Loans
DSCR loans are designed to help new and veteran real estate investors purchase property and expand their portfolios. Unlike traditional loans, DSCR loans don't require proof of income. A DSCR loan is a type of non-QM loan used by real estate investors to help them qualify for a loan based on their property's cash flow, without having to verify personal income.
40-Year Loans
A 40-year loan is a type of mortgage where the borrower agrees to pay back the loan over a period of 40 years. This longer term typically results in lower monthly payments compared to shorter-term loans, like 15 or 30 years. However, because the loan is spread out over a longer time, you might end up paying more in interest over the life of the loan.
0% Down Payment
The money you put "down" or the down payment on your home loan can be one of the largest hurdles for many first-time homebuyers. That's why there are several options for down payment and closing cost assistance.
Self Employment Loans
Self-employment loans are specifically designed for individuals who are self-employed or run their own businesses.
Renting vs Buying
A Rent vs Buy analysis is a way to compare the financial implications of renting a home versus buying one. It helps you understand which option might be better for you based on your personal circumstances and financial situation.
Meet Our Team!
Frequently Asked Questions
Reviews
There are no upcoming events at this time.